Life is expensive, but it may be a little easier to manage if you start consolidating your errands into one location: Costco. Sure, a Gold Star Membership costs $65, but now it also comes with a $45 Digital Costco Shop Card. That’s $45 to spend in person or online at Costco. Here’s how to make that happen:

First, you have to either be a new member or have had your membership expire for 18 months or longer. If you’ve been putting off renewing your membership, here’s your sign.

Next, you’ll buy your Costco Gold Star Membership here for $65. That’s the same price you’d normally pay, by the way. Important: make sure to use a valid email when you sign up. That’s because within two weeks of redeeming your membership, you’ll get your $45 Digital Costco Shop Card in your inbox.

All that’s left is to go shopping. You can use your $45 in-person or online. How many hotdogs would that cover?

It might be time to trade all those little errands for a trip to Costco.

Get a Costco 1-Year gold Star Membership and a $45 Digital Costco Shop Card for $65.